Finance

Loans, mortgages, savings, interest and other money calculations.

16 tools

• Loan calculator

  Calculate monthly payments, total interest and a repayment schedule for a fixed-payment or equal-principal loan.

• Mortgage calculator

  Estimate your mortgage: loan amount after the down payment, monthly principal and interest payment, total interest and a year-by-year schedule.

• Compound interest calculator with monthly contributions

  See how savings grow with compound interest and regular monthly deposits: final balance, total contributions and interest earned, year by year.

• Discount calculator

  Find the sale price and how much you save: enter the original price and the discount percentage.

• Markup calculator

  Find the selling price and profit from cost and markup percentage, plus the resulting profit margin.

• Margin calculator

  Find profit, profit margin and markup from cost and selling price — and see how margin differs from markup.

• VAT calculator

  Add VAT to a net price or remove it from a gross price: net amount, VAT and total. The default is the UK standard rate of 20% — enter your own rate for other countries.

• Tip calculator

  Work out the tip and split the bill: tip amount, total with tip and how much each person pays.

• Extra payment calculator

  See how much interest a lump-sum extra payment saves on a loan or mortgage, and compare paying off sooner with lowering your monthly payment.

• ROI calculator

  Work out return on investment (ROI), profit and annualized return (CAGR) from the amount invested, the amount returned and the holding period.

• Break-even calculator

  Find how many units you need to sell to cover fixed costs, from the price and variable cost per unit.

• Auto loan calculator

  Estimate your monthly car payment and total interest with down payment, trade-in, sales tax and fees.

• Refinance calculator

  Is refinancing worth it? See your new payment, monthly savings, net savings after closing costs and how long it takes to break even.

• Inflation calculator

  Estimate future prices at a given inflation rate and the purchasing power of an unchanged amount of money.

• Fuel cost calculator

  Work out how much fuel a road trip will take, what it will cost and how much each passenger owes — in mpg or L/100 km.

• Electricity cost calculator

  Find out how much electricity an appliance uses and what it costs to run per day, month and year at your rate.